KiwiSaver only—for now.Add your home, savings and investments below for the full picture.
KiwiSaver$291k
What could
future you
be worth?
Add a few numbers and meowt. will help you figure it out.
Quick start
$92,000 per year × 1 = $92,000 gross per year · 2026/27 estimate
01 / YOUR STARTING VIEW
Here’s where you could be heading.
Your first result only uses the numbers you entered. Add property and investments below when you’re ready.
Today → age 50Financial wealth
Explore your futureToday → age 50
50How meowt. calculated this View methodology +
$92,000 per year × 1 = $92,000 gross a year.
Uses current PAYE bands, the 1.75% ACC earners’ levy up to $156,641, no student-loan deduction, and your 3.5% employee KiwiSaver contribution.
Your balance compounds at the selected return. Contributions include 3.5% from you, the 3.5% employer minimum less estimated ESCT, and up to $260.72 government contribution where eligible.
Home equity is projected house value minus the remaining mortgage. Each split uses its original fixed monthly repayment, current rate and remaining term; extra payments reduce principal monthly.
This is an estimate, not financial advice. It excludes tax credits, secondary-income effects, total-remuneration arrangements and future mortgage refixes. See the IRD settings ↗
BUILD YOUR FULL PICTURE
0/3 areas added
Each step adds another layer to your projection.
02 / TRY A CHANGE
What if you changed something?
Move a slider. meowt. translates the assumption into an outcome you can understand.
KiwiSaver contributionSame as your current contribution
3.5%310+
Extra mortgage paymentAdd your mortgage to model this
$0/mo02000+
Salary growthYour current assumption
2.5%06+
House price growthAdd your home to model this
3%07+
Retirement age$919k financial wealth at retirement
655570+
03 / YOUR OUTCOMES
Your money, made clearer.
Useful signals from the choices you’ve modelled—not just another set of balances.
At age 50, before home equity
Add your home to calculate this
Add property and mortgage details
Projected net worth at 65
NZ MONEY · 22 AUG 2026
The NZ money snapshot.
A concise view of the rates and prices shaping household money right now.
OCR2.50%RBNZ1-year mortgage4.65%Lowest special rate2-year mortgage5.19%Lowest special rateNZ median sale price$760kREINZ · July 2026
Static snapshot · RBNZ, advertised lender rates via Opes Partners and REINZ · Checked 22 Aug 2026
MONEY × TECHNOLOGY
Fintech news
Current developments, useful products and informed reviews—with every source clearly linked.
NZ’s API Centre will close as standards move to MBIE
The industry body says open-banking standards and supporting infrastructure will transfer to government stewardship.
Payments NZ · 21 Aug 2026Read source ↗Open-banking payments pass $100m in a month
Payments NZ reported more than 362,000 open-banking payments in June, worth over $100 million.
Payments NZ · 19 Aug 2026Read source ↗Consultation opens on the future of NZ payments
Proposed changes consider governance, resilience and competition across Aotearoa’s payments system.
Payments NZ · 18 Aug 2026Read source ↗What is Feijoa—and are KiwiSaver round-ups worth it?
An independent review of fees, account linking, round-ups and who the app may suit.
MoneyHub · Updated 13 Oct 2025Read review ↗COMING SOONCONNECTED AUTOMATIC SCENARIOS FORWARD-LOOKING
meowt. budgeting
Your money, connected. Your future, figured out.
Connect your NZ bank accounts and meowt. automatically brings your money together — no spreadsheets, CSVs or copy and paste.
Your accounts in one place.
Connect accounts from across New Zealand’s major banks and keep your financial picture up to date automatically.
Less admin. More understanding.
meowt. brings your transactions together and helps organise what’s coming in and where it’s going — without maintaining another spreadsheet or manually copying transactions.
Change anything. See what happens.
Play with your financial future and immediately see how decisions could change your position.
Pay riseSpendingMortgageKiwiSaverSavingLarge purchaseRegular expenses
Budget today. Understand tomorrow.
Combine your actual financial position with your budget and scenarios to understand not just this month, but where today’s decisions could take you over time.
Traditional budgeting tells you where your money went.meowt. helps you decide where it goes next.
TODAY TOMORROW